This program is open to 24 classes of artisan contractors.

Territory:
New Jersey

Eligible Classes:
HVAC, Cabinet Makers, Carpentry, Carpet/Floor Installation, Carpet/Upholstery Cleaning, Concrete Construction, Driveway/Sidewalk or Parking Area Paving, Drywall Installation, Electrical Household Appliance Install/Repair, Electrical Wiring, Fence Installation, Gas Household Appliance Install/Repair, Household Furnishings Install/Repair, Interior Decoration, Landscape Gardening, Lawn Sprinkler Installation, Masonry, Office Machine Install/Repair, Painting/Wallpaper interior/exterior, Plaster/Stucco, Plumbing, Sheet Metal Work, Siding Installation and Tile, Stone, Terrazzo Work

Coverage:
Coverages available include general liability, property, crime, inland marine,       commercial automobile and umbrella
General Liability limits up to $1MM/$2MM
Property limits up to $250,000
Umbrella limits up to $5MM

Other:
Up to a maximum of 7 employees
Up to a maximum revenue of $2,500,000

The issuing carrier is rated B+ (Good) VII by A.M. Best. Policies are issued on an Admitted basis.

The above policy descriptions are neither a complete description nor a complete list of all terms, conditions and exclusions, and only the provisions of a specific policy have legal effect. Certain terms used in the above description are defined in the policy. Please see the policy for a complete description of its scope and limitations of coverage.