Territory:
All states included except for Ohio

Coverage:
Follow Form Excess Property - All Risk ( either including or excluding Earthquake       & Flood)
Wind Deductible Buy Backs, Wind Only, Excess Wind over ICAT and various wind       pools

Capacity:
$25,000,000 per risk

Target Risk Size:
Accounts of any size, although average TIV to range between $5,000,000 and       $100,000,000

Other Information:
Minimum deductible: attachment point of $1,000,000
Minimum premium: $5,000

The issuing carrier is rated A (Excellent) XIV by A.M. Best. Policies are issued on a non-admitted basis.

The above policy descriptions are neither a complete description nor a complete list of all terms, conditions and exclusions, and only the provisions of a specific policy have legal effect. Certain terms used in the above description are defined in the policy. Please see the policy for a complete description of its scope and limitations of coverage.