This program is open to habitational risks, offices and general commercial, real estate/property management, retail chains and shopping centers

Territory:
All states included except for Ohio

Coverage:
Follow Form Excess Property - All Risk ( either including or excluding       Earthquake & Flood)
Wind Deductible Buy Backs, Wind Only, Excess Wind over ICAT and various       wind pools

Capacity:
$25,000,000 per risk

Target Risk Size:
Accounts of any size, although average TIV to range between $ 5,000,000 and $ 100,000,000

Minimum Deductible:
Minimum attachment point of $ 1,000,000

Minimum Premium:
$ 5,000

The issuing carrier is rated A-(excellent)VII by A.M. Best. Policies are issued on a non-admitted basis.

The above policy descriptions are neither a complete description nor a complete list of all terms, conditions and exclusions, and only the provisions of a specific policy have legal effect. Certain terms used in the above description are defined in the policy. Please see the policy for a complete description of its scope and limitations of coverage.