This program is open to apartment buildings, condominiums, cooperatives, homeowners associations, hotels, motels, golf courses, office buildings, commercial retail, warehouses and vacant land.

Territory:
Arizona, California, Colorado, Connecticut, Illinois, Indiana, Maryland, Michigan, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Utah, Washington, Washington D.C., Wisconsin

Coverage:
Coverage provided through the United States Commercial Real Estate
      Property Owners Risk Purchasing Group Association, Inc.
Individual memeber limits from $5,000,000 to $25,000,000
Coverage available for real estate risks with general liability,
      automobile liability, liquor liability, employee benefits liability,
      employers liability and directors and officers liability
Per location aggregate limits available (subject to underlying being
      written as such)
Includes Crisis Response Coverage Enhancement Endorsement

Other:
Low minimum premiums
Competitive rate structure
Underlying limits must be $1,000,000 / $2,000,000
Underlying carrier must be rated A -, VII or better

The issuing carrier is rated A + (Superior) by A.M.Best. Policies are issued are on a non-admitted basis.

The above policy descriptions are neither a complete description nor a complete list of all terms, conditions and exclusions, and only the provisions of a specific policy have legal effect. Certain terms used in the above description are defined in the policy. Please see the policy for a complete description of its scope and limitations of coverage.